Baseline&11.9&-12.6&25.4&25.3&10.6\\
\noalign{\vskip 1.5mm} Additional effect of \dots &&&&&\\ \enspace Uninsurable income risk&+2.3&+4.2&+1.2&+0.2&-0.1\\
\enspace Borrowing constraints and collateral effects&-0.1&+1.9&-1.4&-1.1&+0.1\\
\enspace Second-order effects&+3.5&-9.5&+8.8&+12.0&+4.8\\
\enspace Extrapolation&+4.4&+6.6&+6.7&+1.2&+0.2\\
\noalign{\vskip 1.5mm} Combining all extensions&23.7&-4.3&42.8&39.3&10.9\\
